Atwater Consulting

Working capital

Working capital and fast business funding

Cover payroll, restock inventory, take the big order, or bridge the gap while you wait to get paid. Some working capital options can fund in days; banks often take weeks.

Options we arrange

Every product works differently. We explain the real cost and repayment before you sign anything.

Business line of credit

Draw what you need, when you need it, and pay interest only on what you use. Bank and non-bank options.

Bank term loans and SBA, when they fit

Longer, lower-cost funding for businesses that qualify. We package the application.

Revenue-based funding and merchant cash advances

Faster options sized to your monthly revenue, used when the deal calls for speed. We explain the real cost and repayment before you sign anything.

Bank term loans and SBA

For deals that qualify, straight bank financing with longer terms and lower payments. About SBA loans

What lenders look at

✓Your monthly revenue, usually from recent business bank statements.
✓How long you have been in business.
✓What the money is for and how it gets paid back.

You do not always need property or perfect credit. Send us your numbers and we will tell you what is realistic.

Ready to see your funding options?

Tell us what your business needs. We will tell you plainly what is realistic. No pressure, no obligation.