:root {
  --ink: #1c2a24; --ink2: #51615a; --gold: #b98f3e; --gold-dark: #9a752c;
  --deep: #14291f; --deep2: #0d1f17; --cream: #f5f1e8; --line: #e3ddd0; --white: #ffffff;
  --serif: Georgia, "Times New Roman", serif;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; color: var(--ink); background: var(--white); line-height: 1.65; font-size: 16.5px; }
img { max-width: 100%; }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 22px; }
a { color: var(--gold-dark); }

.site-head { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.97); backdrop-filter: blur(6px); border-bottom: 1px solid var(--line); }
.site-head .wrap { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding-top: 13px; padding-bottom: 13px; flex-wrap: wrap; }
.brand { font-family: var(--serif); font-weight: 700; font-size: 21px; letter-spacing: -0.01em; color: var(--ink); text-decoration: none; }
.brand span { color: var(--gold-dark); }
.site-nav { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.site-nav a { color: var(--ink2); text-decoration: none; font-size: 14.5px; font-weight: 500; letter-spacing: .04em; }
.site-nav a:hover { color: var(--ink); }
.site-nav a[aria-current="page"] { color: var(--gold-dark); font-weight: 700; }
.btn { display: inline-block; background: var(--gold); color: #fff !important; font-weight: 700; text-decoration: none; border-radius: 4px; padding: 12px 24px; font-size: 14px; letter-spacing: .08em; text-transform: uppercase; border: 0; }
.btn:hover { background: var(--gold-dark); }
.btn.ghost { background: transparent; color: #fff !important; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.8); }
.btn.ghost:hover { background: rgba(255,255,255,.1); }
.head-cta { padding: 9px 18px; font-size: 12.5px; }

.hero { background: var(--deep); color: #fff; }
.hero .inner { padding: 96px 22px 92px; max-width: 1080px; margin: 0 auto; }
.eyebrow { text-transform: uppercase; letter-spacing: .22em; font-size: 12px; font-weight: 600; color: var(--gold); margin-bottom: 18px; }
.hero h1, .page-hero h1 { font-family: var(--serif); font-weight: 700; font-size: clamp(34px, 5.6vw, 54px); line-height: 1.16; letter-spacing: -0.01em; max-width: 680px; }
.hero h1 em, .page-hero h1 em { color: var(--gold); font-style: italic; }
.hero .sub, .page-hero .sub { margin-top: 18px; font-size: 17.5px; line-height: 1.6; color: #cfdcd4; max-width: 580px; }
.hero .actions, .page-hero .actions { margin-top: 30px; display: flex; gap: 12px; flex-wrap: wrap; }

.trust { background: var(--cream); border-bottom: 1px solid var(--line); }
.trust .wrap { display: grid; grid-template-columns: 1fr; gap: 12px; padding-top: 20px; padding-bottom: 20px; }
.trust .item { font-size: 14.5px; color: var(--ink2); display: flex; gap: 10px; align-items: baseline; }
.trust .item b { color: var(--ink); font-weight: 700; }
.trust .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--gold); flex: none; transform: translateY(-1px); }
@media (min-width: 760px) { .trust .wrap { grid-template-columns: repeat(3, 1fr); } }

section.block { padding: 72px 0; }
section.block.tint { background: var(--cream); }
.sec-head { max-width: 660px; margin-bottom: 36px; }
.sec-head h2 { font-family: var(--serif); font-size: clamp(27px, 3.4vw, 36px); letter-spacing: -0.01em; line-height: 1.22; font-weight: 700; }
.sec-head h2 em { color: var(--gold-dark); font-style: italic; }
.sec-head p { margin-top: 10px; color: var(--ink2); font-size: 16.5px; }

.cards { display: grid; gap: 18px; grid-template-columns: 1fr; }
@media (min-width: 760px) { .cards { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 760px) { .cards.two { grid-template-columns: repeat(2, 1fr); } }
.card { background: #fff; border: 1px solid var(--line); border-top: 3px solid var(--gold); border-radius: 6px; padding: 26px 24px; display: flex; flex-direction: column; gap: 10px; }
.card .k { font-size: 11.5px; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-dark); }
.card h3 { font-family: var(--serif); font-size: 21px; font-weight: 700; }
.card p { color: var(--ink2); font-size: 15.5px; flex: 1; }
.card a.more { font-weight: 700; text-decoration: none; font-size: 15px; }
.card a.more::after { content: " \2192"; }

.steps { display: grid; gap: 18px; grid-template-columns: 1fr; }
@media (min-width: 760px) { .steps { grid-template-columns: repeat(3, 1fr); } }
.step { position: relative; padding: 28px 24px; background: #fff; border: 1px solid var(--line); border-radius: 6px; }
.step .n { font-family: var(--serif); font-size: 40px; font-weight: 700; color: var(--gold); line-height: 1; }
.step h3 { margin-top: 14px; font-family: var(--serif); font-size: 19px; font-weight: 700; }
.step p { margin-top: 6px; color: var(--ink2); font-size: 15.5px; }

.checks { display: grid; gap: 12px; grid-template-columns: 1fr; }
@media (min-width: 760px) { .checks { grid-template-columns: 1fr 1fr; } }
.check { display: flex; gap: 12px; align-items: flex-start; background: #fff; border: 1px solid var(--line); border-radius: 6px; padding: 16px 18px; font-size: 15.5px; }
.check .mark { flex: none; width: 22px; height: 22px; border-radius: 50%; background: var(--gold); color: #fff; font-size: 13px; font-weight: 800; display: flex; align-items: center; justify-content: center; margin-top: 1px; }

.cta-band { background: var(--deep); color: #fff; }
.cta-band .wrap { padding: 72px 22px; text-align: center; }
.cta-band h2 { font-family: var(--serif); font-size: clamp(27px, 3.6vw, 38px); letter-spacing: -0.01em; font-weight: 700; }
.cta-band p { margin: 12px auto 0; max-width: 520px; color: #cfdcd4; font-size: 16.5px; }
.cta-band .actions { margin-top: 28px; display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

.page-hero { background: var(--deep); color: #fff; }
.page-hero .inner { padding: 68px 22px; max-width: 1080px; margin: 0 auto; }
.page-hero h1 { max-width: 680px; }
.page-hero .actions { margin-top: 26px; }

.site-foot { background: var(--deep2); color: #9fb4a9; font-size: 14.5px; }
.site-foot .wrap { padding: 44px 22px 30px; display: grid; gap: 26px; }
@media (min-width: 760px) { .site-foot .wrap { grid-template-columns: 1.4fr 1fr 1fr; } }
.site-foot h4 { color: #fff; font-size: 14px; margin-bottom: 10px; letter-spacing: .1em; text-transform: uppercase; }
.site-foot a { color: #d7e4dc; text-decoration: none; }
.site-foot a:hover { text-decoration: underline; }
.site-foot ul { list-style: none; display: grid; gap: 7px; }
.site-foot .legal { border-top: 1px solid rgba(255,255,255,.12); margin-top: 6px; padding-top: 18px; font-size: 13px; color: #83a091; }
.foot-brand { font-family: var(--serif); font-weight: 700; font-size: 20px; color: #fff; }
.foot-brand span { color: var(--gold); }

.statement{max-width:720px;margin:0 auto;text-align:center}
.statement h2{font-family:Georgia,'Times New Roman',serif;font-size:32px;line-height:1.25;color:#14291f;margin:10px 0 18px}
.statement h2 em{color:#b98f3e;font-style:italic}
.statement p{font-size:16px;line-height:1.7;color:#3d4a42}
.statement p.byline{margin-top:20px;font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:#b98f3e;font-weight:700}